Payday Super – Are you ready?
We know some employees are worried that getting super paid more often under Payday Super might cause them to go over their yearly super cap.
The Government has confirmed this won’t happen in 2026–27 just because of the change to Payday Super. Changes to the rules will ensure people are not unfairly affected during the move to the new system.
If someone does go over the cap under the current rules, the ATO would contact them directly and explain what their options are. No action is needed unless the ATO gets in touch.
The ATO has also said that during the first year of Payday Super (2026–27), employers will not be penalised as long as they are genuinely working to pay super on payday while payroll systems are updated.
What this means for you
- You are unlikely to be affected by the change to Payday Super
- You won’t be penalised just because super is paid more often
- More information will be shared as the new system is rolled out
If you have questions about your own super, you may wish to contact your super fund or financial adviser.
For further support, Mercer Super has made the following resources available:
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