Financial Counselling



Lutheran Community Care (SA/NT) offers a free, confidential, financial counselling service to assist with a range of personal finance issues, including:

  • financial rights and responsibilities
  • budgeting and money management
  • negotiating with creditors and others
  • debts and the debt recovery processes
  • insolvency and bankruptcy options
  • hardship applications if your situation has changed.

Our qualified financial counsellors will help:

  • ensure you are receiving all your concessions and entitlements
  • manage your money
  • deal with a summons
  • prioritise bills and debts
  • deal with debt issues
  • negotiate with creditors
  • work out a budget or a payment plan
  • refer you to agencies who can help you make informed choices.

Appointments are essential.

Click here for more information.